Some life insurance products combine death protection and savings. These products can be useful during your lifetime, not just after it. They can help you achieve your financial goals through cash value accumulation, which can help with college or retirement savings.

Life coverage is provided for the insured's lifetime. Premiums are usually level, and guaranteed for the life of the policy. Whole Life policies build cash value that the policy owner may borrow during the insured's lifetime, at a reasonable rate of interest.

Choosing your coverage will depend on your specific needs, desires and circumstances. If you want more information on coverage options, call a benefits specialist at NHI for a quick no obligation quote and get the answer and the price you're looking for.